Prepayment Calculator
Calculate your savings and understand your loan breakdown
Principal Outstanding
₹40,00,000
₹1,00,000₹3,00,00,000
Current Interest Rate
%8.5
6%20%
Current EMI
₹35,000
₹10,000₹10,00,000
Calculated term of your existing loan is 20 years
Prepayment Amount
₹2,50,000
₹10,000₹40,00,000
Pro Tip
Making a prepayment in the early years of the loan reduces interest
Your Tenure will Reduce By
2 years 9 months
Debt Free By: Jan 2043
Value saved: ₹9,18,069
| Loan | Before Prepay | After Prepay | Difference |
|---|---|---|---|
| Tenure | 19 yrs 7 months | 16 yrs 10 months | 2 yrs 9 months Total saved |
| EMI | ₹ 35,000 | ₹ 35,000 | No Change |
Total EMIs | 235 | 202 | 33 Total saved |
Interest | ₹ 42,22,590 | ₹ 33,04,521 | ₹ 9,18,069 Total saved |
Disclaimer: Final values may vary based on bank's terms and prepayment rules
Talk to us to prepay your exisiting home loan
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